David’s Blog

Are you paying 62% tax on your income?

Are you paying 62% tax on your income?

If you scour the HMRC website of tax rates you won’t find a 60% Income Tax rate but this cliff edge rate exists. This gives us pretty much the highest tax rate in Europe. So much for us being a low tax economy! How does the 60% rate come about? The iniquitous 60% rate...
Should I sign a personal guarantee?

Should I sign a personal guarantee?

Inevitably the answer will be “It all depends…” What is a personal guarantee? When looking for business finance, a company director might well be asked to give a personal guarantee as a condition of a business loan or another source of credit being granted. This...
Why has KPMG withdrawn from small businesses?

Why has KPMG withdrawn from small businesses?

KPMG’s announcement that it has decided to close its Small Business Accounting service and withdraw from the SME market (small and medium-sized enterprises) just five years after launching its cloud-based platform is probably not a great surprise. It offered...
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